You are allowed to cancel your payment in advance of an in person seminar; however, once you begin any of the digital course materials there are NO REFUNDS! If you feel subject to a refund we must receive your request within 3 Days from the date you purchased. We do not accept returns on digital goods however if your request has been processed our team will reach out with an email letting you know if it has been approved. Upon approval we will issue a refund to your original payment method within 5-7 business days. All payment providers differ in the amount of time it takes to confirm a payment, so it will likely take a minimum of 5 days for the refund to show up in your account/bank statement.